Orange County · Orlando · 2026

Orange County property tax

County rate

1.18%

Before exemptions

Homestead

$51,411

Split in two · file by March 1

Save Our Homes

2.7%

Annual assessment cap

Pay in November

−4%

Full amount due March 31

Estimate for a Orange County home

Market value

Homestead — $25,000 off every tax, $26,411 more off non-schoolSenior 65+ — $50,000 more off non-school, under $37,694 incomeI have owned it about ten years (show the Save Our Homes effect)

Estimated annual tax

$4,399

$367 a month · $4,223 if you pay in November

Market value	$415,000
School taxable	$390,000
Non-school taxable	$363,589
Annual tax	$4,399

Two taxable values because the homestead exemption splits: the first $25,000 comes off every levy, the rest off non-school levies only. The school share of the rate is estimated — your county’s millage sheet gives the exact split.

CDD assessments and other non-ad-valorem charges are billed on top and are not included.

How Orange County compares

At 1.18%, Orange has the 12th lowest rate of Florida’s 67 counties. The state median is 1.38%, putting a home here 0.20 percentage points below the middle of the state.

On the $415,000 home above that is worth about $830 a year less than a county at the state median. Florida has no income tax, so property tax carries more of the load here than in most states.

The dates that decide what you pay

File for homestead by March 1. Your TRIM notice arrives in August with the proposed assessment, and you have 25 days from its date to petition the Value Adjustment Board. Bills arrive in November with a 4% discount that falls a point a month until it disappears; the full amount is due by March 31.

If you sell and buy again in Florida, up to $500,000 of your Save Our Homes benefit moves with you on form DR-501T, within three tax years. Upsizing transfers the full differential; downsizing transfers a proportional share. It is the most valuable thing most sellers do not know about.